Refinancing Model

While explaining Morty, I left with a parting shot: Be careful about consolidating your debt. And before I continue, i will make the disclaimer that I’m not a financial advisor, just a curious number cruncher. So not entirely satisfied about not giving an example, I’ve now had the time to consider the model more carefully […]

Your Word

In days of yonder (although, probably more of a romantic legend) “your word” used to mean quite a bit. No legal fluff or long-winded contracts- it was your word that counted most. Today, that still is true, but we also have legal contracts because, i guess, in days of yonder, much like today, people renege […]